Be aware that a lack of complaints does not necessarily signify a positive reputation since only responded complaints are recorded. Get connected with your dedicated credit coach to help construct the best game plan that will get you the boost in the score you need. A high volume of checks was recently reissued to valid consumers whose checks were not cashed before they expired. If you did not cash your check and it expired, you may already have a reissue in the mail. You have reached the website for the Consumer Financial Protection Bureau (CFPB) versus Lexington Law and CreditRepair.com matter.

Some credit card providers will offer free access to your credit score. Checking your own score only requires a soft credit inquiry, which doesn’t damage your score. Another option is a debt consolidation loan, which lets you pay off multiple high-interest debts with one loan and one monthly payment.

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If you’re building credit from scratch, there are several steps you can take to establish a credit score. Options include asking a loved one to add you as an authorized user on their credit card, applying for a starter credit card on your own or opening a credit-builder account. This depends on how your credit was affected and the seriousness of your credit issues. With good payment history and credit usage, your credit limit may increase and you can get your deposit back. creditrepair may even have the opportunity to upgrade your card to a traditional credit card.

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The affected credit repair companies have filed for bankruptcy protection, according to the CFPB. Los Angeles Credit Repair is a company that serves the Los Angeles area. The company offers assistance in improving credit scores to help their clients stabilize their financial status.

Is Credit Repair Worth It?

Established in the credit industry for over two decades, we understand the importance of having a good credit score in life. We have helped many clients improve their financial situation and credit score by providing the tools, information, and guidance needed for success. Caroline Lupini has been traveling the world with the help of credit card rewards since 2011. She has visited over 110 countries and is able to utilize her knowledge of credit cards and to make travel both less expensive and more luxurious.

According to the Consumer Financial Protection Bureau, some red flags include large upfront fees, guarantees, and a lack of transparency. As with any company, it’s worthwhile to check the customer reviews before you sign up. Credit repair companies can only remove late payments if they’re inaccurate. Inaccurate data can be removed by credit repair companies if you can prove its inaccuracy. The bottom line of any credit repair company is to improve their clients’ credit scores, but this company’s clients seem to enjoy the useful “extras” that accompany the service.